Accountant Kit: Binding Financial Agreement referrals

Everything you need to raise the BFA conversation with a client, co-brand the collateral, and make the warm handover. Available in digital and print.

In March 2026, the CEO of an ASX-listed defence technology company sold $13.9 million in EOS (Electro Optic Systems) shares to fund a house purchase and a divorce Settlement. EOS’s share price fell 17 to 25 per cent in the days that followed. Other executives flagged plans to do the same.

One personal financial event. Hundreds of millions of dollars in structural shareholder value gone in days.

The same pattern plays out privately on the Sunshine Coast every week. Business owners, property investors, SMSF trustees, second-relationship families: the structures held the wealth, and separation divided what had never been planned for. The first adviser a client usually talks to about those structures is their accountant, not their family lawyer.

A Binding Financial Agreement is the legal instrument that gives a structural plan legal force. It sits alongside insurance, tax structuring, and Estate planning, not in opposition to them.

A dedicated kit for your practice

We have put together a BFA Referral Kit for Sunshine Coast Accountants and Financial Advisers. It covers the conversation framing, the practical mechanics of a Binding Financial Agreement, and the collateral you can co-brand and put in your client’s hands without adding a step to your workflow.

 

The kit is free. It is ungated. You do not need to give us your details to download it.

Why download the kit?

Client-ready brochure

Co-brand with your firm logo and hand directly to clients in structural or EOFY reviews.

Five Signals checklist

The specific patterns in your files that often precede a BFA conversation by six to eighteen months.

Warm handover

Your client speaks to a lawyer who already knows you have made the introduction. No cold referrals.

Transparent pricing

Our BFA review and drafting fees are published on our Binding Financial Agreements page.

You stay primary

The accountant remains the primary adviser to the client through the process. We do not poach.

Download the BFA Referral Kit

Get the full kit by clicking the button below. The download includes separate folders for Digital and Print distribution, along with step-by-step instructions. Alternatively, scroll down to preview the files and download individual assets to suit your needs.

Click the + to expand and view the contents of each folder.

PDF File

Binding Financial Agreement Info Flyer (Digital)

A one-page flyer you can co-brand and send to clients in structural or EOFY review conversations.

  • Open the PDF
  • Add your agency logo
  • Save a co-branded copy for your team to attach to emails and include in client review packs

WORD DOCUMENT

Referral introduction email

A pre-written email template designed for a warm introduction to our Family & Mediation team, sent from you to your client.

  • Customise the Word document with your agency name, your name, and the client’s name

  • Review the suggested framing against your usual register with the client

  • Attach your co-branded BFA flyer

  • Include the booking link:
    https://www.gplaw.com.au/contact-us/

  • Send the email and copy family@gplaw.com.au so we know the introduction has been made

PDF FILE

Five Signals checklist

A one-page checklist for your desk or EOFY review pack, listing the five signals that often precede a BFA conversation by six to eighteen months.

Download file (.docx)

  • Print for your desk or keep a saved copy on your desktop

  • Reference during EOFY reviews, structural reviews, or when onboarding a new client with a complex position

GRAPHIC

Consultation booking QR codes

QR codes ready to insert into marketing materials, reception collateral, email signatures, or pre-review documents.

About file types:

  • JPEG: Black QR code against white background
  • PNG: Black QR code against transparent background (for use on light coloured backgrounds)
  • SVG: Editable graphic to change colour of QR code or background

PDF File

Binding Financial Agreement Info Flyer (Print)

A one-page flyer you can print and keep in reception, hand out during client meetings, or include in EOFY review packs.

  • Open the PDF
  • Add your agency logo
  • Save the updated file by changing YOUR AGENCY within the file name
  • Proceed to print at Officeworks (recommended) or in-house

Same-day printing at Officeworks:

  • Go to Officeworks’ Flyers page
  • Choose your preferred Pack Size
  • Select A5 (148 x 210mm) as the Finished Size
  • Click Create
  • Click Upload your design and select your customised PDF

Note: The Print distribution folder within the full kit contains a URL shortcut to Officeworks’ Flyers page.

WORD DOCUMENT

Referral introduction email

A pre-written email template designed for a warm introduction to our Family & Mediation team, sent from you to your client.

Download file (.docx)

  • Customise the Word document with your agency name, your name, and the client’s name

  • Review the suggested framing against your usual register with the client

  • Attach your co-branded BFA flyer

  • Include the booking link:
    https://www.gplaw.com.au/contact-us/

  • Send the email and copy family@gplaw.com.au so we know the introduction has been made

PDF FILE

Five Signals checklist

A one-page checklist for your desk or EOFY review pack, listing the five signals that often precede a BFA conversation by six to eighteen months.

Download file (.docx)

  • Print for your desk or keep a saved copy on your desktop

  • Reference during EOFY reviews, structural reviews, or when onboarding a new client with a complex position

GRAPHIC

Consultation booking QR codes

QR codes ready to insert into marketing materials, reception collateral, email signatures, or pre-review documents.

Download image (.jpeg)
Download image (.png)
Download vector (.svg)

About file types:

  • JPEG: Black QR code against white background
  • PNG: Black QR code against transparent background (for use on light coloured backgrounds)
  • SVG: Editable graphic to change colour of QR code or background

Behind the kit: what a Binding Financial Agreement does

A Binding Financial Agreement (BFA) is a legally enforceable document under the Family Law Act 1975 (Cth). It records how a couple agree to treat their assets, liabilities, and financial resources if the relationship ends. A BFA can be entered before a relationship, during a relationship, or after separation.

 

For an Agreement to bind, each party must receive independent legal advice from a separate lawyer. Full and frank disclosure is expected. Duress, concealment, or unconscionable conduct can void an Agreement the Court would otherwise treat as valid.

 

For advisers: a BFA is the instrument that gives a structural plan legal force. It sits alongside insurance, tax structuring, and Estate planning. For a client with a Discretionary Trust, an SMSF, a business interest, or a second relationship bringing existing assets, the BFA is the instrument that tells the Court what the parties agreed before pressure arrived.

 

Our Binding Financial Agreements service page (https://www.gplaw.com.au/services/family-law/binding-financial-agreements/) sets out the kinds of relationships a BFA covers, the three windows in which one can be drafted, and the published fee ranges for our Family & Mediation team to draft or review one.

A Queensland case

A Queensland family running a regulated family business approached a parent for private lending to fund an acquisition. The lender’s condition was clear: the borrowing party needed a Binding Financial Agreement in place before funds were released.

 

The Agreement cost approximately $20,000 in legal fees. It set out how the business interest and the associated assets would be treated if the relationship ended.

 

Several years later, the relationship did end. The Agreement held. The business remained intact, the parental investment was protected, and the resolution was reached without Court proceedings.

 

The Agreement did not prevent the separation. It prevented the separation from dismantling what the family had built.

When a conversation is worth having

The signals that a client conversation might benefit from a BFA usually show up in an accountant’s file before they show up anywhere else. The Five Signals checklist inside the kit covers these in detail.

 

In summary:

  • Changes in joint account behaviour that do not fit the pattern the client has previously described.
  • Asset valuation requests outside normal tax, succession, or commercial cycles.
  • CGT questions on spousal transfers that read exploratory rather than planned.
  • Early superannuation splitting enquiries without any formal separation having been raised.
  • New business interests or property acquired in one partner’s name, particularly where previously held jointly.

 

Any one of these in isolation may have a routine explanation. In combination, or when they appear without a clear commercial prompt, they are worth pausing on.

How we work with referral partners

You stay the primary point of contact with your client. We handle the drafting, the independent legal advice, and the signing under the Family Law Act.

 

We confirm the first conversation back to you with your client’s permission, so you have visibility. We explain costs before any work begins. If a matter is not right for a BFA, we say so. We do not poach.

 

If your client decides not to proceed after the first conversation, there is no cost.

Meet Rebecca Wilson

Rebecca Wilson is a Director and leads the Family Law team at Griffiths Parry Lawyers (GPLaw). She is the primary referral contact for Accountants and Financial Advisers on the Sunshine Coast.

 

If the thinking in this kit resonates with how you work with clients, Rebecca would like to meet you in person. The best conversations she has had with accountants and financial advisers started over coffee, not email.

 

Email: rebecca@gplaw.com.au

Family team: 07 5390 1401

Mikaela Egan (Rebecca’s day-to-day contact for referral matters): family@gplaw.com.au | 07 5390 1401

About Griffiths Parry Lawyers & Notary

Griffiths Parry Lawyers is an established Sunshine Coast law firm supporting local business and families since 1974. Practice areas: Business Law, Property Law, Family Law, Mediation, Wills & Estates, Notary Services.

This landing page and the accompanying kit provide general information only. They are not legal advice. Binding Financial Agreements depend on individual circumstances, full and frank disclosure, and independent legal advice for each party. For advice specific to a client situation, contact Griffiths Parry Lawyers & Notary.

 

Liability limited by a scheme approved under Professional Standards Legislation.